How to create a PayPal account.

To many people miss the many good opportunities to make extra money online, just not having a PayPal account or simple not know how to create one, even there are many myths claiming that to create a PayPal account its necessary to have a credit card associate to it.

The truth is that anyone can create an PayPal account and start sending and receiving payments, If you have a credit card or not, you can simple setup a paypal account with your bank account information. PayPal is a global payments processor so everywhone from each country can setup an account. So in this article we will create an PayPal account step by step to start receiving our payments.

Signing Up for a PayPal account.

First let's go to the official website of PayPal and press the Sign Up button.

Choosing the type of account.

Here you will have a choice between an Personal account and a Business account.
I always recommend that you opt for the individual account at this time. There is always room for upgrading to a business account later on. Here is a brief overview of the two types of accounts.

Personal Account: A personal account is intended for all who buy online, receive money or withdraw money from your card an occasional basis. It is the most suitable for basic use.

Business account: A business account is useful to businesses, company or groups. You will use your business or company name and there are more advanced features such as the creation of invoices and more customer details that I will not go into at this level.

Select the Personal Account which is what we are interested in by clicking on the button Register free of charge.

Entering personal details.

Now that you have chosen the type of account you want to use, just fill out the form with your details. Do not use false data, this can have serious implications, such as failure to verify your account and the overall closure of your account. Then, just read the user agreement (recommended), click agree and create the account. If you follow this process correctly then you will have successfully completed the first part of the creation of PayPal account.

Account Activation.

After you have completed the initial process, you must activate the account you created. To do this, simply go to the email inbox, Paypal will send an activation email to the email address you provided during registration with a link. Check for an email with the subject: “Welcome to PayPal” By clicking the Activate button in the PayPal e-mail, you received will be directed to your account, where you must enter the password created upon registration. After entering and confirming the password successfully, you must choose two security questions, write their answer and indicate the nationality, you should already be correct. Finally, after all these steps you will see a page with a yellow rectangle that says, “You have changed your questions and successful security responses”, just activate your PayPal account successfully.

Linking your account to a creditcard or bank account.

Linking your credit or debit card (optional): You are charged a small fee, the amount is refunded to your account after your card has been checked. You can use any card (VISA and Mastercard) from your bank but first it is recommended to inquire from the bank to know the process.

Linking your bank account: In order to send money from your bank account or transfer funds you receive to your account, you'll need to link it with PayPal. Click the "Link a bank" option on your account Summary page to get started. Sending money to friends and family from your linked bank account is cheaper than using your debit or credit card. you'll need to enter your account number and routing number. You can find these on the bottom of your checks. This will take a day or two to confirm. PayPal will make two small deposits into your account, totaling less than a dollar. You'll need to enter these two values in order to confirm that you are the owner of the bank account. You'll be able to find these deposits on your online statement after 24-48 hours.